Calculator inputs and spending entries
The supplied website code performs calculations in your browser. It does not transmit budget amounts, balances, interest rates, spending entries or calculator results to a server. It does not connect to a bank or request account credentials.
Financial inputs and spending records are not automatically saved to cookies, localStorage or a remote account. They remain in the current page while it is open and are cleared when the page reloads. Your browser may separately restore form values or keep browsing history according to its own settings.
Contact drafts and email
The contact utility constructs a plain-text draft locally. Preparing, copying or downloading that draft does not send it to us. Clipboard access occurs only when you select the copy control. Your device and other applications may have access to clipboard content according to their settings.
If you send an email, your address, message, attachments and associated email metadata are processed by the email services involved and received at our contact address. We use correspondence to consider your question, respond where appropriate, investigate an issue or address a privacy request. Do not send sensitive financial records or identification documents.
Correspondence may be retained for as long as reasonably needed to deal with the request, maintain relevant records or meet applicable legal obligations. There is no fixed retention period represented by the local drafting tool. Ask us about a particular message if you need clarification.
Website delivery and technical data
Requesting a website necessarily exposes technical information such as an IP address, requested URL, browser information and request time to the hosting infrastructure. Hosting or security services may retain access logs for delivery, troubleshooting, security and abuse prevention. These records are separate from financial calculator inputs.
The supplied pages contain no analytics scripts, advertising trackers, embedded third-party widgets or external font requests. Images and code are served as site files. Following an external link takes you to another provider with its own privacy practices.
Downloads, printouts and shared devices
A CSV, text download, printout or saved PDF is a new copy under your control. It may remain in your downloads folder, backup service, printer queue or cloud storage. Deleting an entry from the open page does not delete an exported file. Review notes and filenames before sharing them.
On a shared device, close the page after use, remove unwanted downloads and consider clearing clipboard content. No website can guarantee that a device, browser extension, network or email service is secure.
Purposes, choices and rights
Where applicable data protection law requires a legal basis, responding to correspondence and protecting the site may rely on legitimate interests, steps you request or legal obligations, depending on the circumstances. We do not use calculator entries for marketing, profiling or credit decisions.
Depending on your location and the law that applies, you may have rights to request access, correction, deletion, restriction, objection or portability of personal information we hold, and to complain to a competent supervisory authority. Rights are not absolute. We may need proportionate information to verify a request, but you should not send identity documents unsolicited.
For privacy questions or requests, email [email protected]. Information processed by hosting or email providers may be handled in the locations in which those services operate. This notice does not promise storage in a particular country.
Related information and changes
See the cookie notice for browser-storage details and the terms for tool limitations. Changes to site features may require changes to this notice; consult the current page before sharing personal information.